Privacy Policy
Last updated: May 2026
Information we collect
When you use our calculators, we collect the inputs you provide (age, sex, coverage amounts, financial figures, etc.) so we can show you a result. When you submit a lead form, we collect your email, ZIP code, and (optionally) phone number, along with the calculator result and the page you submitted from. We also collect basic technical data such as your browser type and IP address through standard server logs.
How we use your information
We use the information you provide to contact you about life insurance products, prepare a personalized illustration, and follow up if you have questions. If you provide a phone number and consent to be contacted by phone or text, we may call or text you about your inquiry. We do not sell your information to third parties.
Sharing
We may share your information with insurance carriers when you formally apply for coverage, and with service providers we use to operate this site (for example, our hosting and database providers) under standard confidentiality terms. We do not sell or rent your information for marketing purposes.
Opting out
To stop receiving calls or texts, reply STOP to any text or tell us during a call. To opt out of email contact, reply UNSUBSCRIBE to any email or contact us using the information below. We honor the National Do Not Call Registry; if your number is on the DNC, we will not call unless you explicitly request it (including by submitting a phone number with consent through our forms).
State privacy rights
Residents of California (CCPA/CPRA), Virginia, Colorado, Connecticut, Utah, and other states with comprehensive privacy laws have the right to access, correct, delete, or obtain a copy of their personal information, and to opt out of certain processing. To exercise these rights, contact us using the information below. We do not sell or share personal information for cross-context behavioral advertising.
Security
We use industry-standard practices to protect your information in transit and at rest. No system is perfectly secure; we do our best and recommend you avoid sharing sensitive information you don't need to share.
Children
Our site is not directed to children under 13 and we do not knowingly collect personal information from children.
Contact
Raphael Hertz, NPN 22170072
Phone: (786) 220-2801