Final expense coverage

How much coverage do you need to take care of funeral costs without leaving the bill to your family?

Age

Sex

Health

Tobacco use in last 12 months?

Funeral preference

Savings already set aside

Optional legacy gift to family

Recommended coverage

$15k

Funeral cost ($9k–$15k) + $5,000 buffer for medical bills, less your $2,000 in savings.

Estimated monthly premium

$84 – $151/mo

Product type: Level benefit (immediate full coverage)

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Raphael Hertz, NPN 22170072. Licensed insurance producer in all 50 states and DC. Estimates shown are not binding quotes — actual rates depend on health, carrier, and underwriting. Coverage and product availability vary by state and carrier.